Spending changes as our lives change. In our twenties, money often flows toward coffees out, travel, or the latest tech—the things that make life feel exciting and social. By middle age, priorities shift. Mortgages, children, and family obligations start to shape how we allocate every paycheck. And later, as retirement nears, healthcare and sustaining a comfortable lifestyle become the focus.

Be it for education, vacation, or retirement, people strive to save as much of their income as possible. With the right strategy, these savings can grow meaningfully over time. Our goal is to create and build awareness of the opportunities available to secure a stable financial future. In this article, we explore bonds and sukuk as investment options that can help those who save and achieve their financial goals.

First National Real Estate and Hospitality Fund Plc (“Real Estate Fund”) has distributed its second round of payouts following continued strong performance. Equity holders received dividends amounting up to MVR 34.94 per share whereas Bond holders received a total payout of MVR 478,284, supported by stable cashflows and disciplined debt servicing.

First National Finance Corporation’s wholly owned subsidiary, First National Forex Pvt Ltd, has obtained the “License for Conducting Money Changing Business” from the Maldives Monetary Authority.

First National Money Market & Savings Fund convened its third Annual General Meeting on 9th July 2025. The First National Money Market & Savings Fund is the first dedicated money market fund in the Maldives, licensed and registered with the Capital Market Development Authority (CMDA). The fund is managed by First National Finance Corporation.

M.H.A Private Limited, one of the leading FMCG distributors in the Maldives, has officially launched its MVR 30 million Parallel Istisna’ sukuk to finance M.H.A promenade project in Hulhumale’.

At the helm of First National, Hassan Ziyath is helping shape a more agile, investment-ready financial landscape in the Maldives. Since the founding of the company in 2021, he has led its evolution into a dynamic player offering structured financing solutions, corporate advisory services, and capital market access tailored to the local context.

For much of its modern history, the Maldivian business landscape has been shaped by the rhythms of international trade. Merchant routes and maritime exchange once defined the structure of enterprise here. What began as family-run operations, often closely guarded and handed down across generations, gradually matured into more diversified ventures supported by external expertise. Yet, even as businesses scaled and markets shifted, a persistent challenge has remained: the limited depth of the domestic capital base.

It is not often that a new financial firm reshapes an entire segment of the market in just a few years. But since its founding in 2021, First National has steadily positioned itself as a transformative force within the Maldivian financial services sector, choosing innovation over convention and precision over legacy.

ADK Hospital has successfully closed the first tranche of its debut corporate bond, reaching full subscription today—a historic first in the Maldives' capital market.